Promotions YOUR. CD. Specials!1.10% APY* on 15-month Certificate of Deposit Special2.05% APY* on 55-month Certificate of Deposit SpecialGet Started* The Annual Percentage Yield (APY) is effective May 22, 2017. Rates are subject to change at any time without notice. Minimum deposit is $1,000. Penalty for early withdrawl. See a customer service representative for account disclosures.