YOUTH. SAVER.
REWARDS SUITE

YOUTH. SAVER.

Youth Account

This higher interest earning account is geared towards our youngest savers learning how to save … from early childhood, through the teen years, and into early adulthood. You can never start saving too early.

Account Details

  • Interest Earning
  • No minimum opening deposit or minimum daily balance required
  • Must be under 21 to open account. At age 21, the account automatically becomes a You. Secure. account which at that time a minimum balance fee of $1.00 will be imposed every month if the daily balance falls below $100 any day of the month
  • Limited to 6 transfers and/or withdrawals per month
  • $1 Fee per withdrawal over 6
  • Easy to balance statements OR complimentary access to our convenient paperless e-Statements.
Also Featuring!!
  • Complimentary access to our Online Banking & Mobile Banking****
  • Complimentary Direct Deposit services available
  • Mobile Deposit available by Application/Approval**

 

YOUTH. SAVER. CD

Youth Account

Two year certificate of deposit designed for youth, ages birth – 18, desiring a higher rate and convenience of adding funds throughout the life of the CD in order to help save for further education, training, or personal goals after high school.

Account Details

  • Must be ages birth – 18 years old to open account. At Renewal, after age 18, this certificate will renew to a YOUR. CD. 2 year certificate of deposit at the prevailing board rate.
  • Primary account owner must be the minor child
  • One certificate of deposit per child
  • Earn Higher Rates than our standard-term certificate of deposit offerings
  • Minimum $100 opening deposit
  • Maximum CD limit $5,000
  • Funds may be added anytime throughout the life of the certificate of deposit
  • Interest is compounded quarterly
  • May not make withdrawals of principal from the account until the maturity date
  • Penalty for early withdrawal
  • Automatically renews at a rate higher than the 2 year certificate of deposit prevailing board rate
  • Online & Mobile Banking Available****

 

YOUTH. ASPIRE.

Youth Account

This isn’t your mom and dad’s first checking account! Everything in this account is designed to be at-your-fingertips to cover all of your ‘first checking account’ needs! Starting your first job or have a new job needing direct deposit? Need to ‘pay-at-the-pump,’ have more regular access to your money, or need online purchase capabilities? This checking account has it all!

Account Details

  • Interest Earning
  • No minimum to open, No minimum balance
  • Mobile Banking App with Zelle®
  • Mobile Deposit available by Application/Approval
  • YOUTH. ACHIEVE. Grades Rewards Program
  • YOUTH. REFER. Refer-a-Friend Rewards Program
  • Switches to YOU. ASPIRE. on 21st birthday
  • Complimentary invitation to BRCB’s WE. SHARE. ‘Checking 101’

Account Requirements

  1. Primary account owner must be age 13 to 21 and requires a parent or guardian to be on account if under age 18
  2. Apply for complimentary Debit card (with access to Shazam Brella Mobile App)***
  3. Activate Online Banking****
  4. Register for complimentary e-Statements
  5. Limited to less than 15 checks or in-bank transactions per cycle*
  6. If requirements are not met, the rate will be reduced and service charges may apply

 

YOUTH. ATTAIN.

Youth Account

Premier money market account designed for more financially seasoned young adults with multiple-account relationships who desire a higher level of financial sophistication and learning, with charitable giving and participation options, and exclusive rates! All that, while maintaining flexibility to access and transact with your funds which is so important at this stage in your life!

Account Details

  • Interest Earning
  • No minimum to open
  • Online Banking & Mobile Banking App with Zelle®****
  • e-Statements available
  • Mobile Deposit available by Application/Approval**
  • Switches to YOU. ATTAIN. on 21st birthday
  • WE. GIVE. Rewards Program

Account Requirements

  1. Primary account owner must be age 13 to 21 and requires a parent or guardian to be on account if under age 18
  2. Multi-account relationship with YOUTH. ASPIRE. checking account
  3. Monthly Direct Deposit or Auto Transfer — from employer, any other BRCB account, or parent’s account. No minimum.
  4. Limited to 6 transfers and/or withdrawals per month by preauthorized, automatic, telephone, transfer, or check

See  one of our account representatives for additional information, rates, and disclosures. Fees could reduce earnings on accounts. Rates may change at any time without notice.

  • * Fees apply for account transactions that exceed noted limitations.
  • ** Requires Application & Approval.
  • *** A $15 fee may apply to replacement debit cards.
  • **** Individual data plans vary. Data rates and charges may apply.