CheckCard

Black River Country Bank CheckCard

VISA

Here's the benefits:

The convenience of an ATM card and the flexibility of a checking account
Our CheckCard allows you to access your checking account wherever Visa is accepted 24 hours a day, seven days a week
That means at any of Millions of merchants, financial institutions or ATMs around the world
Accepted like a credit card, it works like a check with purchases taken directly from your checking account
Faster than a check, only a signature is required
Make purchases, withdrawals, account inquiries or deposits almost anywhere
Shopping by phone or mail order is as easy as using a credit card. The Visa™ logo is right on the card
Safer than cash or a checkbook, if your lose your card you're not liable for unauthorized charges
Quick access to cash and the greatest convenience and accessibility of any card
The best features of a credit card, without the interest charge or debt

Here's how it works:

When you're ready to make a purchase, simply present your CheckCard. There's nothing to write out and no additional ID required. The merchant will "swipe" your card, as if you were paying with a credit card. Just sign the transaction receipt, and remember to keep a copy so you can enter the amount in your checkbook later.

You can also use your check card in any TYME machine. Just put the card in the ATM, enter your PIN, and follow the ATM instructions.

The Elan CheckCard is issued through Elan Financial Services. The Elan CheckCard is a trademark of Elan Financial Services.

Member and Equal Housing Lender

Rates and terms accurate as of December 15, 2005.

Email brcbank@brcbank.com or call (715) 284-9448 for more information.