Accounts

 

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Our Accounts

We have the right checking or savings account for you. We offer a variety of accounts to meet any need. Take a look at what we offer and stop in or give us a call today.

 

Free Personal Checking
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Free ATM Check Card

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No Minimum Balance

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No Monthly Fees

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No Check Writing Fees

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No Per Check Charges

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Unlimited Check Writing

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Free 24 Hour telephone banking

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Free Check Safekeeping

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Easy to Balance Monthly Statements

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Free Bank-by-Mail and we pay the postage

 

NOW Account:

Interest bearing checking!

The Now Account is for those who want to earn interest on their checking account. The rate is based on the balance. Convenient monthly statement. There is a minimum balance of $750 to avoid a $10 monthly service charge. The first 30 checks per month are free. All checks over 30 will be charged 25 cents per check. Balances over $2,500 will earn a higher rate of interest.

 

Money Market Deposit Account

Earn Higher Interest!

The Money Market Deposit Account is an interest bearing account which generally earns higher rates than our NOW Account. Great rate with convenient access to your finds at any time. Convenient monthly statements. Activity is limited to 3 checks per month to third parties and 6 total withdrawals by check, telephone or automatic transfer. Unlimited in-bank or ATM withdrawals or transfers. There is a $10 monthly fee if the minimum balance falls below $2,500. Balances over $2,500 will earn higher rates.

 

Statement Savings

Regular Savings Account!

Deposit or withdraw any amount at any time. Interest is paid daily and compounded quarterly. A $100 balance is required to avoid a $1.00 per month fee, unless you are under 18 years of age. Unlimited deposits. Each withdrawal over six per month will be charged $1.00.

 

Banclub Account

Our Most Popular!

Banclub can be added to any checking account. Benefits include:
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Free Basic Checks

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No Minimum Balance

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Accidental Death Insurance

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Free Money Orders

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Free Travelers Checks

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First 50 checks are free. Over 50 per month, 25 cents per check

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Three levels of insurance up to $20,000 and spouse and family coverage

 

IRAs

Traditional and Roth IRAs!

An excellent way to save for a safe and secure retirement. Earn tax-deferred interest and save tax dollars. Guaranteed fixed rates or variable compounded rates.  Automatically renewed for continuous earning power.  Flexible terms.  No administration fees.  Unlimited deposits to variable rate IRA at any time.

 

Member and Equal Housing Lender

Rates and terms accurate as of December 15, 2005.

Email brcbank@brcbank.com  or call (715) 284-9448 for more information.

Copyright 1995-2006 by the Black River Country Bank.  All rights reserved.